By The Gypsy Nurse

October 31, 2017

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Witches, Nurses, and Midwives

There is a distinct correlation in the history of Witches, Nurses, and Midwives.  Multiple documents address this historical relationship.  The Witch trials of Northern Europe and the Salem Witch Trials all have some relationship to healthcare practices.

One theory lays the blame for the witch hunts and the relationship of nurses to witches on the MEN.  Yes, sorry to all the men out there, but; guess what?  It’s your fault!  All kidding aside,  ” The rise of the male medical profession in 19th century America” is to blame, according to the linked article titled A History of Women Healers. During this time,  women were accused of being witches for multiple reasons.  One reason purports that  “…they are accused of having magical powers affecting health—of harming, but also of healing. They were often charged specifically with possessing medical and obstetrical skills.”

In the 18th and 19th centuries, most healthcare was provided by women.  These women were called ‘wise women,’ ‘midwives,’ and sometimes ‘healers.’  These women held powerful status due to their healing ‘powers.’   Even today, women are often stereotyped with qualities of caregiver and nurturer.

These women were not formally trained.  Most were taught by their mothers, grandmothers, or other women in the community.  They utilized natural remedies and herbal remedies.  Many of which are still in use today.

Ergot was used for the pain of labor.

Ergot derivatives are the principal drugs used today to hasten labor and aid in the recovery from childbirth.

“The neurotropic activities of the ergot alkaloids may also cause hallucinations and attendant irrational behavior, convulsions, and even death.[7][8]Other symptoms include strong uterine contractions, nausea, seizures, and unconsciousness. Since the Middle Ages, controlled doses of ergot were used to induce abortions and stop maternal bleeding after childbirth.[12] Ergot extract has been used in pharmaceutical preparations, including Ergot alkaloids in products such as Cafergot (containing caffeine and ergotamine[12] or ergoline) to treat migraine headaches, and ergometrine used to induce uterine contractions and to control bleeding after childbirth.[13]”– –

Wikipedia

Belladonna was used to inhibit uterine contractions and is still used today as an anti-spasmodic.

“Atropa belladonna or Atropa belladonna, commonly known as Belladonna or Deadly Nightshade, is a perennial herbaceous plant in Solanaceae, native to Europe, North Africa, and Western Asia. The foliage and berries are extremely toxic, containing tropane alkaloids. These toxins include scopolamine and hyoscyamine, which cause bizarre delirium and hallucinations [1] and are also used as pharmaceutical anticholinergics. The drug atropine is derived from the plant.

–  Wikipedia

Digitalis (Foxglove) properties on the heart and circulation are said to have been discovered by an English witch and is still an important drug in treating heart ailments.

“A group of medicines extracted from foxglove plants is called Digitalin. D. purpurea extract containing cardiac glycosides for the treatment of heart conditions was first described in the English-speaking medical literature by William Withering 1785 [8], which is considered the beginning of modern therapeutics.[9][10]It is used to increase cardiac contractility (it is a positive inotrope) and as an antiarrhythmic agent to control the heart rate, particularly in the irregular (and often fast) atrial fibrillation.”

Wikipedia 

There is a multitude of herbs whose derivatives are still utilized in today’s medicine. If you’re interested in investigating more herbal lore that relates to witches, HERE is an interesting article listing some of the most potent herbs.

Famous Witches

Tamsin Blight (1798 – 1856)

She began practicing as a cunning woman about 1830 and was certainly well known as one by the time she married James Thomas, another conjurer in 1835. From the time of her marriage through until the 1850s, the two of them formed a remarkable magical double-act and were widely consulted by their many clients. Many of Blight’s customers were farmers who came to see her about sick cattle; others were young women anxious about their marriage prospects. She performed great healing remedies for farmers of sickly animals using herbs, and many people visited her to receive a charm made by her to carry for healing. In most cases, Blight was able to provide uncanny cures that confirmed her magical reputation.

Witchcraft and Witches

Moll Dyer (? – c.1697)

No historical record has ever been found of Moll Dyer’s existence, and not all stories agree on her origins. One popular story says she was an Irish noblewoman who came to the province of Maryland alone to escape a mysterious past and settled in a cottage outside of Seymortown (later called Leonardtown). Her isolated way of living and shadowed past, along with her reputation as a herbal healer, drew suspicion among the locals, who labeled her as a witch and began blaming all the misfortunes and hardships in the town on her, despite her habit of giving cures to the townsfolk.

 – Witchcraft and Witches

Fortunately, this stigma and relationship between medicinal herbs and witches no longer exist.  The utilization of medicinal herbs in modern medicine grows every day.  Many of the ‘folk-medicine’ treatments utilized for healing and cures remain active today.

  • Garlic to cure a nagging cough
  • Apple Cider Vinegar for gout
  • Tumeric to stop diarrhea
  • Aloe Vera for burns
  • Banana peels to cure warts
  • Baking Soda on bee stings
  • Molasses for joint pain
  • Cayenne pepper to treat a sore throat

What home remedies do you love?  I promise if you share, I won’t report you as a Witch!

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Since just recently joining The Gypsy Nurse, I have had so many questions answered about the world of travel nursing. This has been an excellent resource!
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By The Gypsy Nurse

October 27, 2017

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Ask A Travel Nurse: Cancel a Contract

Gypsy,

What happens if I cancel my contract? I’ve been on contract for 3 weeks now and some recent events have made me question staying. I really just need to know if I will be fined or if there will be any other kind of financial penalty.

Thanks for any advice.
Meridith

Thank you for reading The Gypsy Nurse. You have taken the first step on your journey to becoming A Gypsy Nurse.

There are a lot of issues involved when it comes to breaking a contract.  Think carefully about the financial consequences before you break them. I would highly recommend getting the company involved in any issues.  Many of the larger companies have a nurse liaison whose job it is to deal with clinical issues.  If it’s other than clinical issues, perhaps a change of shift or a change of unit would be helpful.

Read your travel nurse contract.  It should line out any fees or penalties the company will charge for missed shifts or cancellations. It can be quite expensive for the Travel Nurse to cancel a contract and it isn’t something to go into lightly.  Make sure that you know what the risk is to cancel. You may want to read through these articles on Contracts.

– Gypsy Nurse, RN

I love hearing the opinions of my readers.  Your opinion could be the perfect solution for someone.  Please share your thoughts below in the comments.

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Since just recently joining The Gypsy Nurse, I have had so many questions answered about the world of travel nursing. This has been an excellent resource!
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By The Gypsy Nurse

October 23, 2017

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Ask A Travel Nurse: Travel Recruiter Looking out for My Best Interest?

Gypsy,

I am currently on my first travel assignment. For the most part, my experiences have been good. My co-workers are helpful; management has been very supportive, my housing (although small) is adequate and safe.

However, I am experiencing growing pains in adjusting to traveling nursing…

For example, before starting this assignment, I suggested to my recruiter that I get my TNCC. I wanted to get all of my certifications out of the way; this way, I would be ready for any travel assignment.

My travel recruiters responded that in her experience, it was better to wait. No need to get certifications too early. That is was just important to get the first assignment out of the way. During this assignment, I’ve spoken with her about things I should be doing to prepare, and she still cautioned me to wait. As another example, about a month into my current assignment, I told my travel nurse recuriter that I wanted to go to another state that had a long-timed process for obtaining licensure. She didn’t tell me not to get the license but made it seem like I was thinking too prematurely about the process. Well, now I’m in the last four weeks of my assignment. I just put in for my license for one state that says it could take 4-8 weeks to obtain. There is another position that I’m really excited about, in another state, that, of course, wants the TNCC.

Ashley

Thank you for reading The Gypsy Nurse. You have taken the first step on your journey to becoming A Gypsy Nurse.

Ashley,
It sounds like you have a good first contract experience!  You’ve brought up several issues:

– Relationship with your travel nurse recruiter
– Certifications
– Licensure

I’ll address each of this individually.

Travel Recruiter:  Many travel nurse recruiters aren’t nurses and don’t quite understand what certs you may or may not need. Nor do they generally care.  As long as you have what you need to do the ‘current’ job…this is their focus.  A relationship with a recruiter is very important.  You should be able to trust your recruiter, depend on them to resolve any issues.  Do not rely on them for career advice!

Certifications:  It’s my recommendation that you should obtain any/all certifications that are appropriate for your specialty and keep them updated.  This will only make you more marketable.  As you have seen, not having the appropriate cert can cost you a contract.

Licensing:  There are two trains of thought on licensing.  Licenses are expensive and there is no sense spending the money on a license that you ‘might’ use. I personally do not license until I know I am looking into a particular area; I have gotten licenses that I’ve never used (wasted money in my opinion).  I also do not keep my licenses all renewed.  Only those that I think I may return to.

On the flip side of this…there are a few licenses that are very time-consuming to get: NJ, NY are two of these. If you think you want to work in those areas, licenses are difficult/time-consuming to gI would recommend going ahead and proceeding with the license applications.  In addition, if you need/want to be in a certain area go ahead and get that license.

A couple of articles I would recommend you read over:

Working with your travel nurse recruiter.
Certification Renewals 
Where Should I License?

I would also recommend you check some of the Travel Nurse Resources via PanTravelers  It’s free for basic membership. You can also check out the Travel Nurse Staffing Agency Directory for your Agency research.

I hope that this helps to answer your questions.

I love hearing the opinions of my readers.  Your opinion could be the perfect solution for someone.  Please share your thoughts below in the comments.  Do you have a question for me?  Fill out the Ask A Travel Nurse form and submit your questions.  In addition, if you like what you’ve read here don’t forget to SHARE.

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Since just recently joining The Gypsy Nurse, I have had so many questions answered about the world of travel nursing. This has been an excellent resource!
—Meagan L. | Cath Lab

By The Gypsy Nurse

October 21, 2017

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A Travel Nurse on Assignment In An RV

I recently published a 3-part Series on Travel Nurse Housing Options. The option that I am least familiar with is RV Travel.

Travel Nursing in an RV isn’t my specialty (actually, I know nothing at all about it and won’t pretend to).

I consulted with long-time RV traveler Karen B.  Karen has provided the following article to help clear a few things up when taking an assignment as a Travel Nurse in your RV.

Karen is a solo female traveler and has been a Travel Nurse since 2000.  She has worked on approximately 24 assignments in WA, OR, CA, NV, and NM.  Karen has traveled exclusively via RV since 2005.  Karen works in L&D and NICU II.
On Assignment In My RV
Karen B., RN

Travel Nursing in an RV

travel nursing in an RV

“The RV lifestyle is a fabulous way for me to make some extra $$$ and to live in the comfort of my own things. I am a solo female Travel Nurse (in her 60s) who has been traveling in her RV for the past 10 years. Before that, I took the housing my company provided and found that I had to haul half my house with me anyway. I like sharp knives, good pots and pans, coffee makers, towels, bedding, etc. Well, you get the picture. I had a Chevy Tahoe at the time, and it was always FULL of all the “must-haves” I needed. I had a perfect RV parked at home but hadn’t really thought about using it for travel. It just seemed so much easier to take the housing provided.

Well, after a couple of not-so-great housing mishaps, I decided to hit the road in my RV. It has been the perfect solution for me. There are advantages and disadvantages to this lifestyle. For me, the good outweighs the bad in a big way.

Let’s talk about some of the advantages first.

I keep my motor home packed with everything I need except my scrubs, electronics, and food. So, no more packing and unpacking. I travel with a small dog, so I never have to pay a pet deposit. I take the company stipend, which pays for my RV spot with money left for my motor-home expenses, monthly payment, insurance, gas fund, slush fund, etc. RV spaces are rented for different prices in different areas. Some spaces include everything, and others require you to pay for electricity. Where I am now, I pay $500.00 a month, which includes electricity, cable, and wifi. Of course, sewer and water are standard. Hooking up your RV when you get to your location is usually very easy. Plug in your electric, cable (if you have it), and water, and connect your sewer hose, and you are all set up. Sometimes, you need to level your rig, and that can be done either with jacks or special leveling blocks under the tires.

travel nursing in an RV

Independence is another huge advantage. IF my assignment is canceled by either the hospital, company or myself, there are no huge paybacks. Most housing is secured for 3 months by companies, and if your assignment ends for whatever reason, you are often liable for reimbursement to the company for the balance.

Disadvantages

RV Parks can be difficult to find, depending on where your assignment is located. In the bigger, busier cities, it seems the RV parks are further out of town and can be very expensive. Not impossible to find. Just depends on how far you are willing to commute. Some RV parks do not take monthly residents, although I haven’t really had a problem with that aspect. Some that do take monthly residents have a lot of undesirable people in them, in my opinion, so finding the right RV park can take some research. Most of it depends on how well-run the RV park is and if they have specific rules for monthly residents.

Another aspect is weather dependent. An RV is a “tin box,” so you must be prepared for very hot or very cold weather. Some RV’s are labeled “4 Season” and have Thermopane windows, heated bays where your water and connections are located, and extra insulation. I personally choose to remain in a milder climate during the winter and away from the desert in the summer.

During my time off, I have a “beach house, mountain cabin, or desert-dwelling.” I can also spend time visiting areas along the way to or from my assignment that interest me for a few days. I have a “sticks and bricks” house, so definitely have a tax home and am eligible for the tax-free perks.

The interest on an RV loan is also deductible on your income tax as a second home, which is another plus for me.

travel nursing in an RV

Gas prices tend to influence my choice of assignments. I am not going to drive across the USA for a 3-month assignment because the reimbursement doesn’t even begin to cover my costs. If the assignment is for 6 months, I might consider it. But who is going to take a 6-month assignment? Not me. I might stay somewhere for 6 months, but I wouldn’t know that until I was there for a while. So, for me, if I wanted to go on assignment a long distance away, I would probably take the company housing.

There is maintenance on an RV, just like on a home or automobile. I put some of my stipends away for those incidentals. And yes, I have had incidentals. The hot water heater and air conditioner needed repair, but I had the money in my slush fund for the repair (so it does happen).

There are many types and styles of RV’s. Class A, B, B+, C, trailers, fifth wheels, van conversions, and campers. There are lots of websites out there to help you decide what would work for you and what you can afford.”

I just want to take a minute to thank Karen for the informative article.  Are you considering travel nursing in an RV?  What questions do you have?  Have you previously traveled via RV and would like to contribute to The Gypsy Nurse?  Get in touch!  The success of The Gypsy Nurse depends on contributions like the above from Karen.  I don’t profess to ‘know everything,’ but I am determined to find the information and provide it to you here.  Help me Help Others by contributing!

Please share your thoughts on travel nursing in an RV, questions, and comments below.

If you are a new travel nurse or looking into becoming a travel nurse:

Travel Nurse Guide: Step-by-Step (now offered in a PDF Downloadable version!)

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Since just recently joining The Gypsy Nurse, I have had so many questions answered about the world of travel nursing. This has been an excellent resource!
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By The Gypsy Nurse

October 11, 2017

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Ask A Travel Nurse: What’s Up With The Horrid Pay?

Gypsy,

I’ve just received an offer for a travel position.  I’m a new traveler, and I really don’t understand the offer. The pay offered is $30/hour, and the company will pay for housing. The second offer is for $22/hr, and they give me a weekly $645 tax-free stipend. These are both horrid pay rates!!  Is this normal?

Lee

Thank you for reading The Gypsy Nurse. You have taken the first step on your journey to becoming A Gypsy Nurse.

I’ve said it before, and I’ll repeat it…DO NOT TRAVEL JUST FOR THE MONEY!!

Travel nursing ‘myths’ about pay are highly inflated. The market tanked (2008), and travel nursing cannot catch up from a financial standpoint. The offer that you have presented sounds about right (without doing the calculations myself) for the area. Travelers RARELY receive a shift differential, so this is a moot point.

With either one of these scenarios, your approximate take home (Approximate because I do not know your personal tax situation and any other benefits you are being offered.) would be around $800-1000 weekly after you account for housing costs.  In my experience, this is about the norm.  You could probably put a little more in your pocket each week by finding your own housing.  I would think that you could find your own housing for less than what the company is accounting for.

You should also remember that you do not have to accept the first offer that the company gives to you.  There is always room to negotiate.  The thing to understand and remember in negotiating is that one way or another, it all comes out of the ‘Bill Rate.’

Don’t forget to get everything written into the contract as well.  If the company ‘promised’ something, it doesn’t mean anything if it isn’t written into the contract.

I love hearing the opinions of my readers.  Your opinion could be the perfect solution for someone.  Please share your thoughts below in the comments.

Join The Gypsy Nurse Nation

Discover new travel nurse jobs, subscribe to customized job alerts and unlock unlimited resources for FREE.

Since just recently joining The Gypsy Nurse, I have had so many questions answered about the world of travel nursing. This has been an excellent resource!
—Meagan L. | Cath Lab

By The Gypsy Nurse

October 3, 2017

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Make an Informed Choice: 401(k)s and IRAs for Travel Nurses

Informed ChoiceMaking informed choices on investments as travel nurses often get overlooked.

Gypsy Nurses, your travel nursing career provides a tremendous amount of freedom and variety; you can explore new places, meet new co-workers, and control many aspects of your daily routine. However, as much as you may love being a Gypsy Nurse, that doesn’t mean you’ll want to do it forever.

Retirement goals are significant to travel nurses who look forward to spending more time with loved ones and a slower, more relaxing pace.  So, you need to plan for retirement sooner rather than later to help ensure you get there and enjoy it!

Consistent Funding is KEY

Most retirement planners agree that it’s not the amount but regular, consistent funding that’s the key to successful retirement savings.

Some quick math: You might be surprised at just how much you can save with a steady plan.

For example: if you’re 25 years old and contribute $50 a paycheck with 26 paychecks per year, at a retirement age of 65, your retirement account balance could be worth $277,692. Increase that contribution to $60—that raises the potential balance to $333,231. These scenarios assume a very conservative 7% rate of return on your investment and are by no means a guarantee, but it’s important to understand the impact proper planning can have. While it’s certainly better to start saving early, understand that it’s also never too late to start saving for retirement – don’t give up if you’re an “older Gypsy” and haven’t started – now is the time!

Choosing the correct retirement vehicle is also critical in your planning.

With many agencies touting their 401(k) plans as retirement savings vehicles, you also need to take a hard look at what these plans can mean for you and your specific situation.  The 401(k) plans the agencies are marketing often sound very attractive, yet if you take some time to read the fine print, the reality may surprise you.

In fact, after interviewing financial experts regarding 401(k) and IRAs as options for travel nurses, we found that a traditional IRA may be the smarter choice than a 401(k) for most travel nurses.  Why? An IRA provides a convenient, effective, hassle-free way to manage your retirement account, regardless of who your employer is.

Here are some basic facts and realities of 401(k) and IRA plans we pulled together to help you sort through the noise out there:

Overview of IRAs and 401(k)s

Traditional IRA and 401(k) plans are the most popular types of retirement savings accounts that let the individual make “tax-deferred” contributions to the account. Tax-deferred means that you are not required to pay Federal income taxes on the money contributed to the savings account, but you’ll have to pay taxes on it later when you withdraw it upon retirement.

Investment companies typically administer these accounts so that the employee can invest the money in any number of available investment vehicles. All investment vehicles have some degree of risk associated with them and varying rates of return. Similar options are available for both 401(k)s and IRAs.

401(k) Matching Myths

Fact:

Many travel nurse staffing firms often hype the “matching” component of the 401(k) plans they offer.  This means the agency will match the contribution up to a predetermined amount, dollar for dollar.  For example, the agency could contribute $1 for every $1 that the employee contributes, up to 3% of their annual salary.

Traveler Reality:

Unfortunately, these firms rarely mention that most travel nurses don’t work at one agency long enough to meet the “vesting” requirements for matching funds.  A “vesting period” is the period before the employer contributions are actually owned by the employee and can often be years long. For example, if the agency has a 2-year vesting period and you switch agencies after 1 year, you will forfeit the $1 for $1 employer’s match. These vesting periods are often unrealistic for travel nurses because they may change companies to secure specific job assignments.

Additionally, some agencies fail to make you aware that there is a “wait” period that requires some time frame of continuous employment before you can participate in the 401(k) program as well as any matching benefits. You may not even be permitted to take advantage of 30 – 90 days out, nearly the length of the assignment.

Retirement Plan Management 101 

Fact:

Since you may decide to switch agencies over the course of your career, you may quickly end up with several 401(k) accounts that require attention. Managing these diverse accounts can get cumbersome as well as expensive. All of them will have some administrative fee associated with them.  You can “rollover” the previous 401(k) to the 401(k) of your new agency, and you can also cash out or transfer to a traditional IRA.

Traveler Reality:

Many agencies don’t mention that additional fee are associated with certain actions that quickly lower your investment balance. For example, there are fees to transfer money out and taxes and penalties to cash out of your 401(k). The IRA for a retirement vehicle provides all the tax benefits of the 401(k) as well as the flexibility to fund it no matter which agency you work for or how many times you change; you carry it with you regardless of your employer or career choices. This means less paperwork, and it also avoids fees, both internal and external, for administration and transfer that are incurred if you have a 401(k).

Making Sense of Contribution Caps

Fact:

There is an $18,000 annual contribution limit (note: some plans have a “catch up” component that enables those over 50 years of age to contribute more) to the amount of money you can contribute to a 401(k) plan. In addition, there will often be a limit to the amount an agency will match in their program that’s dramatically lower than $18,000. Furthermore, there are investment limits to an IRA account. This is based on several factors, including your income. In general, the limit for IRA contributions set by the IRS is $5,500 for the 2017 tax year, with an additional $1,000 contribution allowed if you’re over 50.

Traveler Reality:

Data suggests that the IRA contribution caps do not impact most travel nurses.  Most travel nurses don’t reach the maximum amount in their typical investment behavior. For example: using our $50 per paycheck example, this adds up to $1,300 for the year. It’s important to clearly understand if the cap is a practical issue before giving up all the benefits and flexibility of an IRA account.

The Gypsy Bottom Line – IRAs are a Better Choice for Most Travel Nurses

Many travel nurse staffing agencies are vigorously marketing their 401(k) plans, but these are filled with rules and restrictions that quickly diminish the overall value and convenience of a 401(k) and can make them poor choices as an investment vehicle for most travel nurses.

IRAs are a better retirement funding choice for most travel nurses. Here’s why—most IRAs provide:


✅ Ownership: you can take it with you if you change employers with no paperwork
✅ No waiting period
✅ 100% vested on day one
✅ Automatic payroll deduction even if you switch agencies
✅ Options to save on a tax-deferred basis
✅ Simplified management
✅ Plans that can stay with you for the long term
✅ The ability to minimize fees

It’s possible to put your retirement within reach.  Most importantly, our advice for travel nurses is to start saving as soon as possible. Carefully think about financial goals, and seek an agency that offers payroll-deducted IRAs.

We hope you found this information helpful.  The Gypsy Nurse welcomes your comments, insights, or experience with these retirement plan options.  Please share your comments here below – we would love to hear from you!

 NOTE: The Gypsy Nurse is committed to serving the needs of today’s travel nurses. Our goal is to provide topical information and general guidance to our community. This information is not intended to replace that of a trained financial advisor. We strongly suggest that you consult with a certified professional to discuss your specific circumstances, retirement goals, and options.


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Since just recently joining The Gypsy Nurse, I have had so many questions answered about the world of travel nursing. This has been an excellent resource!
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By The Gypsy Nurse

October 3, 2017

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Tech Trends for Nursing

Powering better care

Technology has touched virtually every aspect of our society and nursing is no exception. While it would be hard to imagine care that relied completely on technology or robots, it is impossible to deny the impact it has had on the nursing industry.

Tech trends in nursing

Perhaps the most notable changes are around medical records. Paper has been replaced with electronic medical records that give faster access to a patient’s history. It allows visibility to the entire team of caregivers, supports greater collaboration, and helps improve outcomes.  Lab tests, radiographs, and vital signs are only a click away for anyone with the necessary security clearance to view.

In a similar way, care has become much more mobile. Nurses can manage records at the bedside from devices such as a tablet.  This is a significant factor for increased efficiency. Caregivers can save time by inputting medical information and utilizing information for important decisions in real time in the patient’s room.

Telehealth expands the integration of information and electronic access to not only help diagnose and treat patients remotely, but to also improve education and the overall healthcare management systems. The federal Health Resources and Services Administration (HRSA) defines telehealth as “The use of electronic information and telecommunications technologies to support long-distance clinical health care, patient and professional health-related education, public health and health administration.” technology offers new tools to learn and troubleshoot situations from just about anywhere.

With the new technological capabilities there are many areas where accuracy can be improved as well.  Beyond the advantages of utilizing patient information quickly and getting test results faster, patient and medication identification has been advanced. Bar codes and ID bracelets help nurses and doctors alike track and confirm identity.

Smartphones, tablets, wifi, and more, allow nurses to research in just a few clicks. They can search and verify, research a medication, or look up additional information in order to respond to a patient’s question. This instant information age puts answers in the hands of those who need it immediately. It also offers vast organizational helpers. Alarms, reminders, and alerts can all keep a nurse on course for providing the best care possible.

Nurses can also monitor patients remotely. Vital signs, medications, activity levels, and more can be relayed from outside the hospital to the nurses’ device for review and possible action.  Video conferencing, video chat, or Facetime are also more readily available and allow for greater interaction between patients and teams of doctors.

We hope this information on new tech trends has been helpful. Have you seen any new tech trends in nursing that we didn’t mention? Comment them below.

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Since just recently joining The Gypsy Nurse, I have had so many questions answered about the world of travel nursing. This has been an excellent resource!
—Meagan L. | Cath Lab

By The Gypsy Nurse

October 2, 2017

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Travel Insurance for the Travel Nurse

They say that hoping that the world will be good for you because you are a good person is like believing that a lion will not eat you just because you are a vegetarian. You are a good person, giving a great service so why would anyone want to do something bad to you? Well, the short answer is that the world is just like that! Sad but true, you could be the world’s kindest and most dedicated travel nurse, but there are occasions when having insurance is going to be the best service you ever gave yourself.

We’re going to discuss two types of insurance that you may want to consider as a Travel Nurse.

TRAVEL INSURANCE

The intention here is not to be alarmist or cause panic but the truth is that we have travel insurance for a reason and that reason happens to be a whole world of possibilities that we cannot foresee as we walk out of our doors going for that long-awaited holiday or as we hit the road to work away from home.

As a travel nurse, you spend a lot of time away from home where you are known and know people. Statistics show that you are a far easier target of car or residence break in when you are in an unfamiliar area. ( I know this because I’ve been robbed while traveling). This is because the criminals know you will have a difficult time identifying them even if you were to walk in on them. There is also the perception of outsiders being more affluent which makes people who are unknown and especially professionals a greater target of felons.

While you could have had months or even years on the road incident free, it is important to prepare for that unfortunate situation which could arise on your next assignment. Travel insurance, in many cases, is quite affordable and this makes it a sensible option for anyone who travels a lot. Travel insurance generally covers you if you are ‘traveling’ more than 100 miles away from home. With the many different products available, you can enjoy peace of mind knowing that your personal property is covered in case of theft at a temporary home you are living in or even at your next temporary workstation.

Getting the right product is as important as actually signing up for the travel insurance. There are many products available, but only a handful is designed to cater to the unique situations of a travel nurse. You should look for a company that has a track record of offering excellent services and products specifically to travel nurses and not one that offers general travel insurance which does not take into account the unique circumstances of your occupation.

There are many travel insurance options available but you, as a travel nurse, must find the one company that offers a product that is as unique as your working and living situation. Nomadic Matt (world traveler and blogger) has some great advice on selecting your Travel Insurance.

RENTERS or HOMEOWNERS INSURANCE

What will Homeowners or Renters Insurance cover if I travel? Many people have opened up to the idea of Homeowners or Renters Insurance in case of any unforeseen circumstances that might lead them to lose their belongings. These include fires and theft. The idea of this type of insurance is to cover your home, and/ or your belongings. But what would you expect to be covered if say you are a travel nurse and often on the move?

If you are at the store doing some shopping and happen to be robbed of your belongings, your Homeowners or Renters Insurance should be able to cover this if you have it under your benefits. Items that are in your car, if they are not attached, should be covered under this type of insurance and not auto insurance as most assume. The cost of having items in your car covered against theft costs about $25 a year and carries limits of around $1000 for laptops and $200 for cell phones. Before filing for a claim, it is advisable to check with your credit card company as some of them offer relief for items that were bought using the card, but that did not get home safely.

Airports and Luggage

As a travel nurse, you should know if one of the benefits you get from your Homeowners or Renters Insurance has to do with luggage. Most types of insurance cover lost luggage, but only a percentage of the total value of insurance that is provided for in the agreement. All you have to do for the claim is to list all the items that were in your luggage before it was misplaced. The trick about filing for a claim lies in the worth of the item. If it is very close to or less than the amount you pay in premium, then it is not worth filing the claim. However, it is more expensive, it is wise to file the claim as the insurance bears the heavier burden of replacing the item.

Hotel theft

There are cases of precious items such as jewelry being stolen in hotels. Homeowners and Renters Insurance cover this. Most insurance covers a percentage of the limit based on the total value of the cover. It is, therefore, unlikely that you will get a full refund matching the value of your jewelry, but you will be able to recover a part of the cost. If you are in a job that demands travels such as being a travel nurse, it would be best to ensure such precious items separate as they are better covered than when they are lumped up under Homeowners and Renters Insurance.

My best advice is to check with your current insurance agent and confirm what coverage you currently have and modify it as needed.

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Since just recently joining The Gypsy Nurse, I have had so many questions answered about the world of travel nursing. This has been an excellent resource!
—Meagan L. | Cath Lab

By The Gypsy Nurse

September 25, 2017

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Travel Nurse Bonus: Sign-on Completion and Referral

Many travel nursing companies offer bonuses, including sign-on, completion, and referral bonus, as well as other incentives.  These bonuses can be good, bad, or anywhere in between.  To figure out the good and bad of a bonus, you must first know why the bonus is being offered for the particular contract.

Most of the time, “bonuses” are gimmicks to get your attention, to entice you to sign on the dotted line.  I question and scrutinize a position if it offers a bonus of any kind.  If it sounds too good to be true. . . well, you know the drill.

Why do hospitals offer a Sign-on Bonus?

  • The most common reason for a sign-on bonus is difficulty filling positions.  If a hospital is having difficulty filling a position to the point that they are offering huge bonuses, the contract may be dangerous or license threatening.
  • The mass exodus of staff.  This sometimes occurs when there has been a recent change in management, policies, or other internal issues.
  • Opening of a new unit, ward, or wing. This is probably the best of the bonuses, but it too can come with issues. When a hospital opens up a new unit, ward, or wing, it can be full of problems, from non-functioning or non-existent equipment and supplies to a lack of management.

Why do hospitals offer Completion Travel Nurse Bonus?
The most common reason for a completion bonus is due to previous experience of travelers that do not complete the contract. I personally avoid these like the plague.

Why do agencies offer referral bonuses?
This one is simple. Travel nurse staffing agencies offer referral bonuses to make money. Every traveler they have on the contract is making them money. This is the entire reason that travel nurse staffing agencies exist. I have received a few of these during my travel nursing career. I would caution you to make certain that you feel that you can stand behind the company or recruiter if you refer them to another traveler. Don’t give a referral just for the bonus.

Keep in Mind

  • Bonuses are taxed at a different rate (higher) than your hourly pay.
  • Find out when the bonus will be paid out. A sign-on bonus may or may not be paid with your first check. A completion bonus will not necessarily be paid on your final paycheck; sometimes, these take several weeks.
  • Some bonuses are negated if you call in a shift and do not make up the hours. Make sure that you know all the details.
  • Please don’t make any assumptions when it comes to bonuses. Ask.

I always recommend that you research the Travel Nurse staffing agency.  Trust in your company can sometimes be much more priceless than any bonus.

Have you worked a position with a bonus?  What was your experience?  Was it ‘all that glitters, is not gold,’ or was it a good experience?

Join The Gypsy Nurse Nation

Discover new travel nurse jobs, subscribe to customized job alerts and unlock unlimited resources for FREE.

Since just recently joining The Gypsy Nurse, I have had so many questions answered about the world of travel nursing. This has been an excellent resource!
—Meagan L. | Cath Lab